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APPLIANCES

Remember, as in all things, you have options, and everyone is not charging the same price.  Check for quality and performance by referring to Consumer Reports.

Used appliances

Americans often relocate to other cities for better financial opportunities.  It can be more expensive to take major appliances on a long move than to buy new ones.  So people sell their current appliances either to private individuals or an appliance store.  Buying from a person can be a less expensive alternative, but it is a risk, like buying a used car.  The used section of an appliance store is also an option to consider.  First make sure the store has a good reputation, and check with the Better Business Bureau (www.bbb.org) to see if there are any complaints against the business.

WAREHOUSE AND CLUB SHOPPING

Excellent prices!

You may want to try a wholesale store such as Costco or Sam’s Club.  The differences can be significant.  They sell everything from furniture to frozen dinners.  They count on you purchasing in very large amounts, and operate on very low profit margins.  They normally require a small annual membership.  Because the prices are so low and the selection is so good, it is impossible to leave without far more than you intended.  However, for a large purchase such as a major appliance, you may find yourself dealing directly with the manufacturer (not the club) if you have problems with the merchandise.  Check out Costco or Sam’s Club, the leading Warehouse Clubs.

TRAVEL

Jobs, businesses, and education spread Americans to different parts of the country.  Relative to most other countries, Americans move a lot, and therefore have ties, both professional and personal, to cities thousands of miles apart.  As a result of all of these factors, domestic travel is a giant industry in this country.  To help you get around in this country where many important places are out of driving distance, here are some helpful tips and web sites.                                         

Internet Ticket Buying

Text Box: TRAVEL TIP:  Just as competition allows you to shop for great fares, you can also shop for convenience.  The cheapest flight you can find may route you through one or two cities adding to the hassles and length of time spent traveling.  It may make sense to go with a slightly more expensive
 flight that will get you to your destination smoothly. 
The airline industry has not escaped the Internet revolution; in fact, it is one of the most affected industries.  It is less expensive for an airline to sell tickets over the Internet than to hire someone to take the order over the phone.  As a result, you can often find better deals over the Internet.

Different airlines charge different rates.  It used to be that potential fliers would have to sit on the phone for hours calling several airlines to get information on flight fares and times.  Now, there are many web sites that will search several airlines to find the best rates.

Check out www.travelocity.com and www.expedia.com.  There are several others.  These sites are not affiliated with any one airline, but the airlines provide them with different tickets to sell.  For this reason, it is advisable to review several of these sites.  Some may have access to cheaper fares than the others.  Also, keep watching them. Some fares tend to fluctuate.  Many of these sites will allow you to register with them so they can notify you if fares drop.

Be Flexible

It is much more difficult to find deals with the airlines if you have rigid timeframes in which you must travel.  If you plan on traveling during the holidays, you may save money if you can arrange to leave earlier.  The day before Thanksgiving and Christmas Eve will have higher fares than normal.

Flights during off peak hours (10 pm to 7 am) may be less expensive as well.

If you are flexible on dates and times, you may want to use www.priceline.com.  With Priceline, you name the price you want to pay and when you want to travel.  They will search airlines to see if they will meet your price, and buy it for you.  This is still no guarantee.

Travel Agents

Your friends and neighbors may be able to suggest a good travel agent for you.  A travel agent will help you plan your trip and find the best rates on airfare, ground transportation, hotels, and food.

Also, good travel agents have a lot of connections and may be able to find some good deals that you may not be able to get on your own.

Train travel

It is not as popular as it once was.  This is mostly because air travel is faster and more convenient, and car travel is often cheaper.  However, sometimes it can be ideal, especially in traveling between the big cities of the Northeast.  Driving from Philadelphia to New York, for example, can be a traffic nightmare, and it does not make much sense to fly such a short distance.  Many find train travel more relaxing.  Visit www.amtrak.com for more information.

COMPUTERS: YOUR CONNECTION TO THE WORLD

Why are you buying a computer?  Know exactly what you need.  Ask someone who understands computers what you need.  For many people, they simply need the computer for word processing, e-mail and Internet access.

Where to buy:  A lot of people considering a computer purchase go to a computer or electronics store.  They offer convenience and a usually knowledgeable staff.  If you know what you want, consider buying directly from the manufacturer.  The manufacturer may have a store or a warehouse near you, or you can order the computer on-line.  A good starting point is with the largest manufacturers: Dell Computers (www.dell.com), Gateway (www.gateway.com) or Compaq (www.compaq.com).   Service contracts on appliances are often unnecessary but in the case of computers, you should give this some consideration.

Technical support doesn’t have to be a nightmare:  Once you purchase a computer, you may become intimately familiar with the following message when you call the technical support center for guidance:  “We appreciate your call.  All of our representatives are busy assisting other callers.  Your call will be answered in the order it was received.”   The ratio of needy customers seeking information from trained representatives often results in very long hold times.  This should be as significant a factor as any of your computer’s features, because the quality of your computer’s service is something you will be living with for a long time.  Consumer Reports also grade technical support when grading computers.  Check out what they say about technical support.

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