Housing

Index

Settling In �“The Beginning”

When to Buy a Home

Buying a Home

• Tax and other benefits
• Find a real estate salesperson who has experience working with newcomers
• Mortgage Brokers
• Preparing a loan application
• The sales transaction
• The down payment
• Three types of loans
  
        � Adjustable Rate Mortgages (ARM)
        � Fixed Mortgages
        � Convertible Loans
• Other costs in a loan
• Escrow
• Deeds of Trust
• Types of housing
• Other considerations when buying a home
• Sellers disclosures
• Building insurance
• Life insurance
• Property taxes
• Utilities
• Discrimination
• Calculators
• Comprehensive Mortgage Terms

Renting

• Your initial payment


• The monthly rental


• Utilities


• The security deposit


• Home repairs
• Checklist for Renters